Holiday Home Safety Tips – Part II

Beautiful girl at Christmas eve

With so many things to do before you leave home during the holidays – whether you’ll be gone for a few hours, a whole day or a whole week – it’s easy to forget something. Here are some simple tips for staying safe in your home and while you are away this holiday season.

Watch your plugs when you decorate. Don’t plug too many things in a single outlet and never connect multiple extension cords. Use power strips where you need them and longer extension cords to reach long distances.

Watch those candles and fireplaces. Lit candles look lovely, but make sure you keep them far away from curtains and drapes and other things that can easily catch on fire. If you have kids or pets playing around the candles, be extra careful and use the flameless kinds. If you are burning wood in the fireplace, make sure the fire is out after each use. And now may be a good time to have someone come out and clean your chimney and make sure it’s in working order.

Keep your thermostat turned on and maybe even up a little higher when it’s cold outside, especially at night or if you go out of town. A little extra warmth will prevent your pipes from freezing. Some people even keep their faucets dripping just a little in the winter when they travel.

Keep dry plants, real trees and other plant décor wet. Wreaths made of dry plants may look lovely but they present unexpected fire hazards. Keep your tree well watered and your wreaths and dry plants moist with a little mist for an extra safety step.

And speaking of tree, put breakable ornaments out of reach of small children and pets. Bells, lights and other twinkling ornaments easily attract attention of kids. Keep them safe by keeping your breakables out of reach.

Welcome your guests – whether they are expected or unexpected – with a shoveled walk way and a little salt. You may see more foot traffic at your house during the holidays. A shoveled walk with a little salt sprinkled on it, keeps friends, neighbors, family and delivery people safe from slipping.

Use your ladder. Do you have to fix a burned out bulb or jiggle a jangle to make it work right? Use a ladder. Now is not the time to stand on a chair or a crate because it’s easier. Stay safe with a sturdy ladder.

Before you leave home, clean out all the stinky spots — the garbage disposal, dishwasher, refrigerator and coffee pot can all welcome you home with unpleasant surprises if you don’t empty them and wipe them out before you leave.

Set timers on your lights to give the appearance of being home, even when you’re not. You can set timers to turn lights on when it starts to get dark and go off either at bedtime or in the morning. Always leave a couple of lights on when you’re gone to make it look like your home and to keep burglars away. It’s easier to rob a home that is dark than one that is well lit.

Do one final walk around to make sure all the windows and doors are locked and your blinds are curtains are closed.

Always let your neighbors know you’re going to be gone so they can watch your house for strange activity and pick up newspapers and mail.

Protect your pets, too. Click here for pet safety tips for the holidays.

Click here to read more holiday home safety tips from Universal Lending.

Holiday Home Safety Tips – Part I

Holiday_Surprise

Now is not the time to take a holiday from home safety, but a lot of us do when we light our trees and put spotlights on our homes. Here are some simple tips for keeping your home and yourself safe from burglars and others who want to take the ho ho ho out of your holidays. 

Make smart choices when you decorate. Don’t put expensive gifts in front of windows or doors where they can be seen from people outside. Gifts under a tree are begging for burglars to come on in and open the packages. Keep them hidden.

Don’t take shortcuts on locking up. ‘Tis the season to set the home alarm. Of course you want to be smart about locking doors and windows all year long, but don’t forget to this step when the holidays are in full swing.

Be anti-social on social media if you’re heading out of town. Don’t let would-be burglars know you’re going to be in Michigan for Christmas. Let them think you’re going to be at home. It’s never a good idea to post travel plans on Facebook.

Did you treat yourself to a new 70-inch, state-of-the-art television for Christmas? Take a little extra time when disposing of the boxes and packaging. Break up the box and bring pieces of it to the trash over time. If you toss a box to the curb, you are letting would-be burglars that you have a new toy that they might like.

Light up the outside and the inside of your home. Make it difficult for burglars to sneak around your windows and doors by shining a light on the outside and on the inside. A spotlight or motion sensor may be a smart investment.

Always let your neighbors know you’re going to be gone so they can watch your house for strange activity and pick up newspapers and mail.

If you live in a place where snow is common, make sure you have someone on standby to shovel your driveway and walkway. A driveway with no tire tracks in it a day or two after it snows tells burglars that no one is home there.

Be smart and stay safe this holiday season and year ’round. Click here for more holiday home safety tips.  

Real Estate Agents – Help Your Homebuyers Avoid Being Scammed

Computer crime concept

The Federal Trade Commission (FTC) and the National Association of REALTORS® have announced concerns over closing cost scams.

Here’s how the scam works: Hackers break into a consumer’s or real estate professional’s email account to search for upcoming real estate transactions and closing dates. Then, hackers pose as the agent or title officer and email the homebuyer with a last-minute change to the wiring instructions. Should buyers wire money to the account, they will lose the money and likely lose the home they’ve been waiting for due to a lack of funds.

Here are a few things you can do to make sure your clients don’t fall victim to this scam:

Ensure you have a united effort between agents, loan officers, closing attorneys and title officers to remind buyers of the dangers of this scam. Verify that changes to wiring instructions will not be requested by email.

Remind buyers to be alert. They should not follow instructions regarding closing funds solely from an email but when instructed to do so in person or by phone.

Add a brief warning to your email signature that reminds clients to remain cautious about suspicious messages during their transaction, especially near closing.

Do not conduct business over public Wi-Fi and be cautious about links that you click on. As an agent, transaction information is a highly valuable target for scammers and hackers.

Use secure document technology sharing and signing any sensitive documents. Our ULConnect App provides a safe, secure portal for sharing information.

Remember, email is almost never a secure communication platform, so take precautions to protect your clients.