Teach Your Kids to Love Their Home and DIY Projects

iStock_000083398821_Full

Do you want your kids to grow up and already love a good DIY home maintenance project or at least understand the value of a clean and tidy home? Start working with them while they are young. Kids actually think cleaning the house or helping with home repairs is fun, so the sooner you engage them in this, the better.

Start while they’re young. While involving kids in housework and home maintenance may take more time, getting kids started while they are young will teach them the importance of caring for a home and taking on some hard work. Kids can hold flashlights, hand you tools or carry a light toolbox. Older kids can help with the screwdriver, replace light bulbs or take part in chores like vacuuming or cleaning

Get kids their own toolbox or yard tools like a kids’ rake or lawn mower. Let them imitate you nearby. This makes participation a game.

Talk about what you’re doing. As you work on home projects such as gardening, painting, repairing, cleaning, talk to your kids about what you are doing. You can teach them more and keep them chatting.

Let them decorate their own rooms. Kids spend a lot of time in their rooms so the more they do to make them their own, the more they will like them. They will also feel ownership and want to be in charge of keeping their rooms clean. Comfortable is important.

Teach your kids about important jobs for home owners that some adults don’t think about, including:

Help them locate the breaker box and flip the correct switch when you lose power. They can also help you label the breaker box, a task that a lot of homeowners plan to take on but never do. Kids love to run around the house and let you know what lights are off or on when you flip a switch.

Show them where to turn off the water for the house or in a bathroom. Kids are known for putting weird things down toilets. No matter how often you say not to, they still do it. Even if you don’t show them where the house water turns off, show them how to turn off an overflowing or running toilet.

Change batteries in smoke alarms. Let kids help you change the batteries in smoke alarms. You should do this twice a year and it’s a great time to teach kids about home maintenance and home safety. This could even be a good time to talk to your kids about a fire evacuation plan.

And make a quick cleaning fun!

Have a Musical Cleaning Event! For a fun cleaning game, turn on your favorite fast song and have a race to see who can clean up the most toys while the song plays. Whenever you turn the song on, the kids clean. ! Kids think this is a blast and race to beat each other. You end up with tired kids and a clean room!

What Can I Expect from My Home Inspection?

Home inspector examines architectural, asphalt shingled roof.

Home inspections are a standard practice when buying a home. No one wants to make the biggest purchase of their lives, only to discover a weak foundation, shoddy electricity and plumbing that will cost $10,000 to repair. A good home inspection can protect buyers from major expenses when buying their homes.

What does a typical home inspection include?
Generally, a home inspector will look at:

The Foundation: Is there evidence of settlement and/or seepage in the basement or lowest level of the home? Is the settlement uneven or are there cracks? What is the structural integrity of the home? What is supporting the home?

Heating and Air Conditioning: What is the insulation like in the home? Is there enough heating and air for the home? How do the systems operate and are they operating properly? What can the inspector see in the way of potential problems in these systems?

Electrical: What does your electric system look like? Is it safe? Are there potential hazards? Is everything properly grounded and bonded? Are all the outlets working?

Roof: What’s happening on top of the house? Are there any general maintenance issues you should know about? What type of roof is it? Are there skylights that need repair? Are there places that are leaking?

Your home inspector should also check out your:

  • Lot and landscaping
  • Plumbing
  • Hot water supply
  • Chimney and fireplace(s)
  • Termite damage/wood damage
  • Attic
  • Exterior
  • Garage

There is a lot of ground for your home inspector to cover, so you want to hire one who will take his time and do a thorough job on your behalf. How do you pick a home inspector? Here are some tips:

1. Don’t trust an inspector simply because the inspector has a state license.

2. Look for an inspector who is associated with a professional inspection organization such as the National Institute of Building Inspectors, the National Association of Home Inspectors or the American Association of Home Inspectors.

3. Don’t only take your agent’s recommendation; ask for three recommendations and then really grill the inspectors.

A home inspection is one of the most important things you can do to make your home purchase a good one. Don’t skip this step!

Super Bowl Party Rules for Everyone

superbowlparty

In 2018 Americans spent more than $15 billions on Super Bowl-related items such as food, drink and apparel, according to the National Retail Foundation. Super Bowl parties are a tradition, and whether you are a football fan or not, there’s a good chance you’ll be invited to and will attend one. We want hosts and guests to be prepared with their best manners on this festive day.

10 Tips for Being a Great Guest

  1. Dress the part. Wear a team jersey, t-shirt or at least one of the team’s colors.
  2. Never come to a Super Bowl party empty-handed. Super Bowl Sunday is our second favorite day of the year to eat so having a lot of food is important. If you’re not sure what to bring, ask the host. This will help make sure there’s a good variety of food and drinks for everyone, and there’s a lower risk of too many chips, salsas and dips!
  3. Don’t show up too early to the party. If there’s no pre-game festivities planned by the host, don’t show up too far before the game and expect to be entertained. And don’t be the last to leave either!
  4. Don’t pick off the buffet. Most Super Bowl parties are set up buffet style. And the food all looks so good. And you’re excited and less formal because you’re watching a football game. You may not be at a wedding but do bring your wedding manners when it comes to the buffet and wait to begin eating until you’re back to your seat.
  5. Go easy on the alcohol. It’s easy to over-indulge in drinks when you’re toasting your team but be careful on the drinks. Be especially mindful if you’re with business associates as well as friends.
  6. Be careful not to swear, especially if it’s a kid-friendly party. Few things bring out the swear words like a bad play or a bad call during the Super Bowl, especially when it’s your team. But if you’re not in the comfort of your own home, swear words should be avoided.
  7. Watch the game and talk about the game. If you’re at the party because your spouse wanted you to come, be mindful of the others who are there to watch the game. If there’s another guest who isn’t really into the game, take your conversation to a corner or to another room.
  8. And watch the commercials, too. Super Bowl Sunday’s ads are a huge reason people watch the game. This is the one day where talking during the commercials is bad form.
  9. Leave the remote control to the host. Never change the channel or adjust the volume. The remote control belongs to the host!
  10. Respect guests who are cheering for the opposing team. There’s almost always someone rooting for the other side. Good manners say you should be polite to them and not cause trouble.

    Following a few simple Super Bowl rules will ensure you’re a special guest for parties now and in the future!

Entertain Kids During the Super Bowl

kidscraft

When you’re a football fan, and your team (or any team for that matter!) is in the Big Game, it’s hard to believe that there may be people at your party who are not as into the game as you are. Those people are most likely kids! Here are some tips for keep kids happy during the game.

Bring in a Babysitter for the Day
Hire a babysitter to watch and play with your kids and any guests’ kids. Make sure you are clear on your expectations – can kids hang out with adults? What games do you have for the kids? What snacks can they have?

Set Up a Craft Table – Football Themed, Valentine’s Day Themed, Just for Fun!
Kids of all ages have fun working with their hands. Bring out the construction paper, glue, child scissors, glitter, crepe paper and more. Whatever you can think of, kids can craft with. Invite them to make pom-poms, football helmets to wear and more. Or let them get a head start on their homemade Valentine’s for grandparents or siblings or friends. And if none of that inspires them, let them make anything they’d like.

Set Up a Jigsaw Puzzle and Coloring Table or a Board Game Table
Maybe you have kids who aren’t crafty at your party. A coloring book and crayon table and a jigsaw puzzle table may be just what they need to stay entertained. Or let them play board games. Sorry, Life, Chutes and Ladders – these are all great games for kids.

Remember, the more you put out for them to do, the more easily entertained they will be.

When Making the Food, Remember the Kids
Super Bowl parties are not usually the example of healthy food choices. Junk food often rules the menu. However, you want to make sure you have healthy snack options for your adult and child guests.

Popcorn is a healthy choice. Have a popcorn bar where they can add fun candy, raisins, granola or other snacks to their popcorn. Pop up a big bowl of plain popcorn and offer a variety of flavor shakers, such as cheddar cheese, barbecue, etc. You can find these at most grocery stores with the popcorn. Put out some plastic cups to put their popcorn and let them snack. Provide red plastic “keg” cups, a stack of small paper bags or small baskets lined with paper towels for guests to serve themselves.

Make sure to have enough cups for your adult guests who are sure to snack at the popcorn bar, too.

Host Your Own Super Bowl
If Super Bowl Sunday is a nice day, set up a miniature football field outside. Have two different colored flags and let the kids play touch football in the backyard. An opportunity to run around provides a great energy burn before the game and during half time.

Play Hot Football
This twist on the classic Hot Potato can be an energy burning alternative if you can’t get outside. Have the kids stand in a circle, turn on music, and have the kids start passing a miniature football. The kid who is holding the football when the music stops has to do a funny dance and have the others in the group copy it. Keep the game going until the game starts or half time is over.

Do Touchdown Dances
If the kids are watching the game, have them do a Touchdown Dance every time either of the teams scores a touchdown. You can also make it a Field Goal Dance, too. Even the adults who are most into the game will dance when their team scores a touchdown! It’s another way to keep moving.

You know Super Bowl Sunday is a blast for fans. Make sure it’s fun for the little ones, too,
by making having Super Bowl fun Super easy!

Is Now the Right Time to Consider a Cash Out Refinance?

Paper with words cash out refinance.

You may have considered moving to a new home but have not found the perfect one for you and your family. Home renovations may make your current home feel like new. Or perhaps you want to pay off credit card debt and better position yourself financially.

Those are two reasons that a cash-out refinance may be a smart financial move for you.

If you have equity in your home, a cash out refinance may be an option for you. This type of refinance would allow you to replace your existing mortgage with a higher loan amount, allowing you to get cash back. You would receive cash for the remaining amount after paying off your existing loan amount.

Here’s how a cash-out refinance works:

  • It pays your current mortgage and allows you to apply for a higher loan amount.
  • A cash out refinance has a limit to the amount of equity that can be received in cash. This is normally between 70% to 80% depending on the loan program.

The pros of a cash-out refinance:

  • A mortgage refinance typically offers a lower interest rate than a home equity line of credit or home equity loan.
  • You can make home renovations with a cash-out refinance, potentially adding value to your home.
  • You can save money in interest and increase your credit score by paying off your debt in full.

A note about private mortgage insurance:

If you have a lot of equity in your home, there’s a good chance you are no longer paying for private mortgage insurance, or PMI. If you borrow more than 80% of your home’s value, you’ll have to pay private mortgage insurance.

A cash-out refinance can make sense. Using the money to fund a home renovation or consolidate debt can rebuild the equity you’re taking out or help you get on a sounder financial footing. As with any mortgage loan questions, we would be happy to discuss this with you further.

The First Step to Any Home Sale is Staying Safe Yourself

realtor safety
The Colorado Division of Real Estate’s investigators were notified of recent instances of someone pretending to be a buyer and trying to bait and lure real estate brokers into meeting, under the pretext of wanting to look at homes for sale, and then acting inappropriately.

In one reported instance, the individual profiled and texted/emailed female brokers stating that he is a qualified buyer and forwards them a fake loan pre-qualification letter in order to get the broker to send him information and to set up a private meeting or home showing. It is important to not let your guard down at any time, even when it appears that a potential sale is coming your way.

  • Make sure that you take steps to protect your safety before you meet with a potential client.
  • Ask to see, review, and get identity information from their government-issued ID.
  • Have them fill out an information form (name, address, phone #’s, government ID, vehicle info, etc).
  • Meet any potential client first in the office or safe public location before agreeing to a private showing.
  • Go to a private home showing with a co-worker present.
  • If you do go alone to a showing, make sure that at least a personal contact and your office know of your whereabouts.
  • Do not drive with the potential client to a showing. They should drive themselves and meet you there.
  • If you are contacted by someone in an offensive or obscene manner, contact local or county law enforcement to report the incident.
  • If you are suspicious of the person, go with your instinct and pass on any meeting.

    These are only a few tips to help you be safe when meeting a potential client for the first time. The Division recommends that you also consider taking a real estate broker safety class.

Keep Your Home Clean and Fresh and Save Money with Homemade Cleaning Products

lemon-1203562_640 (1)

Are you in a pinch for some glass cleaner or sink scrub and you’re in a hurry to make the house presentable for some unexpected guests. Chances are good that you already have what you need to make your home sparkle and smell fresh. Here are some quick home cleaning remedies.

Make your own all purpose cleaner and deodorizer: Mix 4 tablespoons of baking soda with 1 quart warm water. Pour it onto a clean sponge and wipe.

Clean your glass. Combine 2 cups of water, 1/2 cup white vinegar or cider vinegar, 1/4 rubbing alcohol in a spray bottle. Add a few drops of lemon juice for a fresh scent. Spray on paper towel or soft cloth and wipe. Don’t use this to clean windows on a hot, sunny day as you risk the solution drying quickly and leaving streaks.

Make lemonade with your lemons:

Combine lemon and salt to shine your chrome faucets.

Rub lemon juice on your cutting boards to help stains fade. Let it sit overnight to really work and then rinse in the morning. As a bonus – this kills some germs, too.

Scrub grout with lemon juice and an old toothbrush.

Put a half a lemon on a small plate in your refrigerator to remove odors; change weekly.

Do more with your dryer sheets. Dryer sheets can help you remove baked on food from pots and pans. Place a dryer sheet in the pot, fill with water and let it sit overnight. Then sponge off in the morning. The antistatic agent weakens the bond between the stuck-on food and the surface of the pan, while the fabric softener works to loosen the food.

Does your toilet need a quick cleaning? Drop two antacid tablets in the bowl. Let them soak for 20 minutes and scrub with a brush and flush. A can of cola works also, if you pour it in and let it soak for an hour before scrubbing.

Combat mold and mildew on tiles and shower curtains. Make a paste of lemon juice and baking powder. Spread it on, leave it for two hours and rinse.

Dust with a paintbrush. A dry paintbrush with bristles that are at least 3 inches long can be used to dust the surface and grooves of your knickknacks. You can use a pastry brush for framed photos and to reach places that are difficult as it’s softer.

Clean your bud vases with rice. To wash a narrow vase, pour in 2 tablespoons of dry rice and 1/2 cup water. Cover with your hand, shake vigorously and rinse.

Spray some hairspray. Spray hairspray on painted walls and wipe immediately to remove marker from walls. eed to remove crayon? Scrub with a toothpaste covered toothbrush or massage baking soda on it with a damp mircofiber cloth.

A little lemon, some baking soda, a hint of vinegar….you’re good to go with your clean home!  Happy home making!